A story of perseverance, self-learning, failures, resilience, and wealth creation through disciplined investing.
My name is Nagaraju, and I come from a humble family in Mylavaram, a small village near Vijayawada in Andhra Pradesh.
I am the only son of my parents and have two sisters. We grew up in a small hut with a roof made of palmyra leaves. My father studied only up to 7th standard, and my mother completed 5th standard. Despite financial hardships, they always believed education was the key to a better future and encouraged us to study.
I completed my entire education through government schools and colleges. Even during my school days, I was fascinated by the stock market. However, coming from a poor family, I never had the opportunity or resources to participate in it.
During my college days, I worked as a Computer Instructor earning just ₹1,000 per month. In 2005, I completed my M.Com and later joined a private college as a Junior Lecturer in Commerce with a salary of ₹5,000 per month.
In 2007, I married a wonderful woman who has been my strongest supporter throughout my journey.
A turning point came when I joined a private company as an Executive – Accounts with an annual package of ₹3 lakh. I relocated to Chennai, where my company opened a salary account along with a Demat account. That simple step unknowingly began my stock market journey.
With only ₹2,000 as capital, I purchased my first stock — NIIT Ltd. At that time, I had no knowledge of technical analysis or investing strategies. I simply bought stocks near their 52-week lows and sold them near their highs.
To my surprise, my first investment generated nearly 50% returns.
Inspired by early success, I continued researching companies and investing in stocks such as Kolte-Patil Developers, where I again achieved approximately 50% returns within six months.
Over time, I developed a passion for swing trading and long-term investing while continuing my full-time career.
Not every decision was successful.
I invested in stocks that eventually became painful lessons. Some companies became insolvent, while others remained stuck in my portfolio for years.
I also attempted to start an LED bulb manufacturing business. Unfortunately, I was misled by a company that promised machinery, raw materials, and buyback support. I lost nearly ₹35,000 in the process.
That experience taught me one of the most valuable lessons of my life:
During the COVID-19 lockdown in 2020, I fell into the trap of option trading tip providers who promised extraordinary returns.
Driven by greed and urgency, I followed their advice blindly and lost a significant amount of capital.
These painful experiences taught me the dangers of shortcuts, dependency on others, and the importance of proper risk management.
By the end of 2020, I made a firm decision:
Over the years, I have identified several high-growth companies that generated significant wealth for investors.
These investments reinforced my belief that patience and quality stock selection create wealth over time.
To share my learning, experiences, successes, and mistakes with fellow investors so they can make informed decisions and avoid costly errors.
I did not start with wealth, privilege, or professional market training. I started with curiosity, a ₹2,000 investment, and a willingness to learn.
My journey proves that patience, continuous learning, and disciplined investing can transform financial lives.
Momentum Portfolios is an educational platform focused on momentum investing strategies, market research, and disciplined portfolio-building approaches designed to help investors understand long-term wealth creation.
Momentum investing is an investment approach that focuses on identifying stocks showing strong performance trends and market strength while maintaining disciplined risk management.
No. We do not guarantee profits, returns, or provide assured income opportunities. Stock market investments are subject to market risks.
Retail investors, market learners, and individuals interested in understanding disciplined investing methods can benefit from our educational content.
No. We do not provide personalized financial, tax, legal, or investment advice.
Yes. Investments in securities are subject to market risks, including possible loss of capital. Investors should carefully evaluate risks before investing.
Yes. Investors should consult qualified financial professionals before making investment decisions.
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